:root{--navy:#092a55;--red:#e51b2b;--green:#15b85f;--blue:#169fe3;--yellow:#f5d229;--bg:#f6fbff;--line:#e6edf5;--ink:#101828;--muted:#667085;--shadow:0 22px 50px rgba(9,42,85,.16)}
*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:linear-gradient(#fff,var(--bg));line-height:1.55}a{text-decoration:none}.topbar{background:#061d3d;color:#fff;font-size:14px}.topbar-inner{max-width:1180px;margin:auto;padding:8px 18px;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}.header{background:#fff;position:sticky;top:0;z-index:50;box-shadow:0 5px 18px rgba(0,0,0,.08)}.header-inner{max-width:1180px;margin:auto;padding:12px 18px;display:flex;align-items:center;justify-content:space-between;gap:18px}.logo img{width:220px;max-height:82px;object-fit:contain}.nav{display:flex;gap:8px;align-items:center;flex-wrap:wrap}.nav a{color:var(--navy);font-weight:900;font-size:14px;padding:10px 12px;border-radius:999px}.nav a:hover{background:#eef6ff}.btn{display:inline-block;border:0;border-radius:14px;padding:13px 17px;font-weight:900;cursor:pointer}.btn-red{background:linear-gradient(135deg,#ff2637,var(--red));color:#fff}.btn-green{background:linear-gradient(135deg,#18c96b,#0da84f);color:#fff}.btn-blue{background:var(--navy);color:#fff}.hero{background:linear-gradient(135deg,rgba(9,42,85,.97),rgba(13,111,163,.88));color:#fff;position:relative;overflow:hidden}.hero-inner{max-width:1180px;margin:auto;padding:70px 18px}.breadcrumb{font-size:13px;margin-bottom:14px;color:#eaf6ff}.breadcrumb a{color:#fff;text-decoration:underline}.kicker{display:inline-block;background:rgba(255,255,255,.16);border:1px solid rgba(255,255,255,.3);border-radius:999px;padding:8px 13px;font-weight:900}.hero h1{font-size:48px;line-height:1.04;margin:16px 0 12px}.hero h1 strong{color:var(--yellow)}.hero p{font-size:19px;max-width:820px}.wrap{max-width:1180px;margin:auto;padding:30px 18px}.grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:22px;box-shadow:var(--shadow)}h2{color:var(--navy);font-size:30px;margin:0 0 14px}.link-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:12px}.link-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:16px;box-shadow:0 10px 25px rgba(9,42,85,.08);color:var(--navy);font-weight:900}.link-card span{display:block;color:var(--muted);font-size:13px;font-weight:400;margin-top:6px}.faq details{border:1px solid var(--line);border-radius:14px;padding:14px;margin:10px 0;background:#fbfdff}.faq summary{font-weight:900;color:var(--navy);cursor:pointer}.footer{background:#0d1726;color:#d9e6f2;text-align:center;padding:28px 18px;margin-top:25px}.float-wa{position:fixed;right:18px;bottom:18px;background:#21bf63;color:#fff;width:62px;height:62px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:28px;box-shadow:0 16px 34px rgba(21,184,95,.42)}.notice{background:#fff8d8;border:1px solid #ffe187;border-radius:18px;padding:16px;margin-bottom:18px;color:#5c4500}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:18px}
@media(max-width:850px){.topbar{display:none}.logo img{width:170px}.nav a:not(.btn){display:none}.hero h1{font-size:34px}.grid{grid-template-columns:1fr}.hero-inner{padding:48px 14px}.wrap{padding:22px 12px}}